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Jeevan Adhar Plan has been specially designed to make provision for maintenance of handicapped dependants.
Proposer can take insurance cover on His/Her life to provide for payment of a lump sum and an annuity to the handicapped dependant.
LIFE COVER: Sum Assured + Guaranteed Additions + Final Addition Bonus (as applicable) will be paid in 80:20 ratio, i.e. 80% utilised to provide annuity and 20% as lump sum amount.
On MATURITY: Sum Assured + Guaranteed Additions + Final Addition Bonus (as applicable) will be paid in 80:20 ratio, i.e. 80% utilised to provide annuity and 20% as lump sum amount.
Guaranteed Additions are payable @ 100/- per 1000 Sum assured
Annuity Rates are also gauranteed between 8.15% - 11.66% depending on the age of dependant at the time of claim.
Optional Add-on Riders:
Double Accident Benefit (DAB) - with inbuilt premium waiver in case of Life Assured gets permanently disabled due to accident for as less as Re1/- per 1000 Sum Assured.