Plans for Individuals
  • Health Suraksha Individual Old
    •
  • Citicare Indi
    •
  • Health Total Individual
    •
  • Health Suraksha Individual
    •
  • Advantage Top Up Individual
    •
  • Varishta Bima - Individual
    •
  • Corona Kavach Individual
    •
  • Super Saver Individual
    •
    Plans for Families
  • Health Suraksha Family Floater Old
    •
  • Health Surplus
    •
  • Hospital Cash
    •
  • Future Citicare Floa
    •
  • Health Total Floater
    •
  • Health Suraksha Floater
    •
  • Advantage Top-up Floater
    •
  • Varishta Bima - Floater
    •
  • Super Saver Floater
    •
    Useful Information

    Future Gen

    TPA Information

    Health Suraksha Family Floater Old

    Synopsis:

    Health Suraksha is a basic health insurance policy which pays for medical expenses incurred by any family member insured under the scheme. It covers any condition, injury or ailments diagnosed

    Highlight:

    • 130 Day care treatments are covered
    • 25% enhancement on sum assured in case of hospitalization due to accident
    • 5% discount on renewal
    • Free medical check-up for 2 insured members, after 4 continuous renewal years
    • No Medical Tests up to the age of 45 Years
    • Life long policy renewal is available
    • No loading on renewal premiums if a claim is made
    • Non-allopathic treatment is also covered
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    No Limit
    ICU Daily Rent Limit
    No Limit
    Pre-Hospitalization Expenses
    60 days
    Post Hospitalization Expenses
    90 days
    Day Care Procedure Coverage
    130 procedure covered
    Pre-Existing Disease / Illness coverage
    After 48 months
    Waiting Period for New Policy
    30 days
    Co-Payment
    Covered
    Medical Screening
    Above age 46 years
    Free Health Checkup
    After Every 4 claim free years
    Ambulance Expenses
    Up to 1500
    Daily Hospitalization Allowance
    Up to 350 per day for persons above 60 yrs of age
    No Claim Bonus
    Bonus of 10% on basic sum insured ,Max 50% on basic sum insured