Plans for Individuals
  • Complete Health Care Individual
    •
  • Senior Citizen Health Insurance Individual
    •
  • Corona Kavach Individual
    •
    Plans for Families
  • Senior Citizen Health Insurance Floater
    •
  • Complete Health Care Floater
    •
    Useful Information

    Uni.Sompo

    TPA Information

    Senior Citizen Health Insurance Floater

    Synopsis:

    Universal Sompo Senior Citizen Policy can be taken by a Senior Citizen who is above 60 years of age for covering himself/ herself and his/her spouse.

    Highlight:

    • The person must be above 60 years of age on last birthday for taking a policy.
    • Maximum entry age under the Policy for you and your spouse is restricted to 70 years.
    • Policy comprises of two sections- Section A & Section B, Section A is mandatory to be taken under the Policy.
    • Depending on the Sum Insured limits the insured may be asked to go undergo some medical tests.
    • Section B- Critical Illness shall be available on individual Sum Insured basis only.
    • Sum Insured can be enhanced upon renewal.
    • Family discount of 10% is available.
    • Pre existing diseases covered after 24 months of continuos coverage.

    Benefit:

    Title
    Description
    Room Rent Limit
    1% of S.I or Actuals Whichever is Less.
    ICU Daily Rent Limit
    2% of S.I or Actuals Whichever is Less.
    Pre-Hospitalization Expenses
    30 Days
    Post Hospitalization Expenses
    60 Days
    Additional Cover for Critical Illness
    Yes (Optional)
    Automatic Restoration of Sum Insured
    On renewal.
    Pre-Existing Disease / Illness coverage
    After 24 months
    Waiting Period for New Policy
    30 Days
    Free Health Checkup
    After 3 Claim free Years
    Ambulance Expenses
    1% of SI or Rs.1500
    Daily Hospitalization Allowance
    0.1% of S.I or Rs 250 whichever is less, max. Rs.2500
    Nursing Allowance
    1% of S.I
    No Claim Bonus
    5% max. upto 10 calim free Years