 Plans for Individuals
Plans for Families
Useful Information
Oriental TPA Information
Happy Family Floater Policy-2015
Synopsis: Happy Family Floater health insurance policy covers medical expenses incurred by the entire family under a single sum assured. Family includes self, spouse, children, parents and parent-in-laws Highlight:
Benefit: Title
Description
Room Rent Limit
1% for Silver and Gold Plan &For Diamond Plan: Rs.10,000 + 0.5% of the Sum Insured
ICU Daily Rent Limit
2% for Silver and Gold Plan& For Diamond Plan Rs.20,000 + 1% of the Sum Insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 days
Co-Payment
10% Co Pay under Silver plan
Ambulance Expenses
Up to 1000 per illness, max 1% or 3000
Donor Expenses
Yes
Nursing Allowance
Silver:-1 % of the SumInsured per day
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