Plans for Individuals
  • Individual Health Insurance
    •
  • Health Secure Plus Individual
    •
  • Health Protect Individual Old
    •
  • Health Protect Plus Individual Old
    •
  • Health Smart Individual Old
    •
  • Health Smart Plus Individual Old
    •
  • Critical Illness Addon
    •
  • I - Health Individual Old
    •
  • I Health Plus Individual Old
    •
  • Health Booster Individual
    •
  • Complete Health Insurance Individual
    •
  • Health Protect Individual
    •
  • Health Protect Plus Individual
    •
  • I - Health Individual
    •
  • I Health Plus Individual
    •
  • Health Smart Individual
    •
  • Health Smart Plus Individual
    •
  • Hospifund Insurance
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  • Hospi Cash
    •
  • Ihealth 2020 Individual
    •
  • Corona Kavach Individual
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  • Health Elite Individual
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  • Health Shield Individual
    •
  • Arogya Sanjeevani Individual
    •
    Plans for Families
  • Health Secure
    •
  • Health Secure Plus Floater
    •
  • Health Protect Floater Old
    •
  • Health Protect Plus Floater Old
    •
  • Health Smart Floater Old
    •
  • Health Smart Plus Floater Old
    •
  • I - Health Floater Old
    •
  • I Health Plus Floater Old
    •
  • Health Care Plus
    •
  • Health Booster Family Floater
    •
  • Health Protect Floater
    •
  • Health Protect Plus Floater
    •
  • I - Health Floater
    •
  • I Health Plus Floater
    •
  • Health Smart Floater
    •
  • Health Smart Plus Floater
    •
  • Complete Health Insurance Floater
    •
  • Ihealth 2020 Floater
    •
  • Health Elite Floater
    •
  • Health Shield Floater
    •
  • Arogya Sanjeevani Floater
    •
    Useful Information

    ICICI

    TPA Information

    Health Smart Individual Old

    Synopsis:

    In addition to the usual mediclaim policies,Health smart offers a range of Services in case of unexpected medical emergencies.

    Highlight:

    • Covers for Medical expenses incurred by the Insured as an Outpatient.
    • Critical Illness cover up to 100% of sum insured for specified critical Illnesses.
    • Value Added Services such as Free health check-up coupon & Online Chat with Medical Practitioners.
    • Pre-existing diseases are Covered after 24 months.
    • Cumulative Bonus on Renewal for every Claim Free Year.

    Benefit:

    Title
    Description
    Room Rent Limit
    No Limit
    ICU Daily Rent Limit
    No Limit
    Pre-Hospitalization Expenses
    30 days
    Post Hospitalization Expenses
    60 days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    150 procedures covered
    Additional Cover for Critical Illness
    Optional
    Pre-Existing Disease / Illness coverage
    After 24 months
    Waiting Period for New Policy
    30 days
    Medical Screening
    Above age 45 years
    Free Health Checkup
    Yes
    Ambulance Expenses
    Up to 1500 per hospitalization
    Non-Allopathic Treatments
    Not covered
    Daily Hospitalization Allowance
    Up to 2000 per day, Max 10 days
    Donor Expenses
    Optional
    Nursing Allowance
    Optional
    No Claim Bonus
    Up to 10% per claim free year, Max 50%