Useful Information


TPA Information

Individual Medishield


Individual Medishield policy is a complete protection plan for the medical treatment of your entire family


  • Pre and post hospitalization expenses are covered up to 60 Days each
  • Domiciliary hospitalization expenses up to 20% of Basic Sum Insured
  • Enhancement of Sum Insured for every claim free year without additional premium
  • No Medical Tests up to 45 years
  • Hospitalization treatment for less than 24 hours covered under specified circumstances
  • Option of Double the sum Insured in case of Critical Illness
  • Emergency Additional Services at no extra cost
  • Non-allopathic treatment is also covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2.5% of sum insured
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 hrs
Day Care Procedure Coverage
121 procedures covered
Pre-Existing Disease / Illness coverage
After 36 months of continuous coverage
Waiting Period for New Policy
30 days
Medical Screening
Above age 45 years
Free Health Checkup
Once at the end of 4 claim free years
Ambulance Expenses
Up to 1% of basic sum insured, Max 1500
Non-Allopathic Treatments
Up to 10% of basic sum insured
Daily Hospitalization Allowance
Nursing Allowance
Up to 1% of sum insured
No Claim Bonus
Up to 5% of sum insured, Max 50%